Celtic Insurance Company

Our Health+Solution for conversion benefits is Celtic.

Celtic Insurance Company provides medical expense conversion coverage on a guaranteed-issue basis to eligible employees who are no longer covered under their group plan.

Celtic is the largest provider of stand-alone conversion coverage nationwide. We offer guaranteed issue coverage without preexisting limitations to terminated individuals when their COBRA runs out.

The Celtic Medical Conversion Program is available in 48 states to self-funded employer groups, stop-loss and fully insured group carriers, managed care plans, and HMO reinsurers. The Program is trouble-free, comprehensive, and cost effective for both employers and employees.


  • One of the nation’s leaders in providing high-quality, affordable commercial health insurance to individuals and families
  • Provides policyholders with important financial protection against the rising cost of medical care and services
  • Rated A- Excellent by A.M. Best Company for over 20 years
  • Only insurer in the country that offers stand-alone Conversion Coverage products nationwide

Delivering Excellence

Celtic’s strengths are in developing, marketing and selling commercial health insurance to children, individuals and families while retaining members through quality customer service and plan administration. Celtic serves customers with innovative, affordable products and services that are easy to understand, access and use.